Checking

Our personal checking accounts include many convenient services, such as Online Banking, Bill Pay, Mobile Banking, and each account holder can apply for an ATM card or Visa® debit card. For more information regarding our personal checking products, please call or visit any of our branches and speak to a Customer Service Representative.

Contact Us

 

Compare Our Checking Products

Account TypeDescriptionOpening BalanceMinimum BalanceMonthly FeeFeatures
Personal Checking A checking account with neighborly service  Open with as little as $100.00 $500.00 minimum daily balance  Maintain a $500.00 minimum daily balance or a combined daily balance of $1,000.00 in any deposit account and the $6.00 monthly maintenance fee is waived  N/A
Student Checking An account designed to meet the needs of students Students are eligible to open with as little as $100.00 N/A N/A N/A
Personal NOW An interest-bearing account designed to put a little back in your pocket Open this interest-bearing account with as little as $1,000.00  $1,000.00 minimum daily balance  Maintain a $1,000.00 minimum daily balance and the $7.00 monthly maintenance fee is waived N/A 
Senior Citizen Checking Exclusively for our customers 62 or better Open with as little as $100.00 N/A  N/A  N/A 
Main Street Checking An all-inclusive checking account with many benefits and features Open with as little as $100.00  No minimum balance N/A  Enjoy these great services for a low monthly fee of $6.00:
  • Accidental Death Insurance*
    • Common Carrier
    • Private Passenger Auto
  • Unlimited Check Writing
  • Up to 3 free orders of personal standard checks with other styles at a reduced rate
  • Cashiers Checks issued without charge
  • Safe Deposit Box discounts
  • Travel Benefits
  • Health Benefits
  • Shopping & Entertainment Benefits
 
Main Street NOW Earn a little interest while enjoying all the great benefits of a Main Street account Open this interest-bearing account with as little as $1,000.00  $1,000.00 minimum daily balance  Maintain a $1,000.00 minimum daily balance and the monthly maintenance fee of $7.00 is waived.  Enjoy these great services for a low monthly fee of $6.00:
  • Accidental Death Insurance*
    • Common Carrier
    • Private Passenger Auto
  • Unlimited Check Writing
  • Up to 3 free orders of personal standard checks with other styles at a reduced rate
  • Cashiers Checks issued without charge
  • Safe Deposit Box discounts
  • Travel Benefits
  • Health Benefits
  • Shopping & Entertainment Benefits 
Simple Checking No monthly maintenance fee Open with as little as $25.00  N/A  N/A  N/A 
Personal Money Market Earn interest on your funds without giving up accessibility  Open this interest-bearing account with as little as $2,500.00 $2,500.00 minimum daily balance  Maintain a $2,500.00 minimum daily balance and the $7.00 monthly maintenance fee is waived.  Make up to six withdrawals by pre-authorized, automatic, or telephone transfer per month. Withdrawals made in person are unlimited.**

*Insurance products are:
Not a Deposit
Not FDIC Insured
Not Insured By Any Federal Government Agency
Not Guaranteed by the Bank

**By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by pre-authorized, automatic, internet or telephone transfers or by check are limited to six per month.

 

 Steps

Get Started

If you're new to FSB and don't know where to begin we can help. The switch kit we offer can help you move your accounts to FSB. Our Customer Service Representatives are ready to help you with any questions or concerns.

Switch to FSB Contact Us