Our personal savings accounts come with many convenient services, such as Online Banking, Mobile Banking, and each account holder can apply for an ATM card. Let us help you choose the right personal savings account that meets your needs.

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 Statement Savings*

No bells or whistles, just an account perfect for saving.

  • Open with as little as $100. 
  • Maintain a $300.00 minimum daily balance and the $4.00 monthly maintenance fee is waived.

*By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by pre-authorized, automatic, internet or telephone transfers or by check are limited to six per month.

Christmas Club Savings Accounts

Start saving now for the Christmas season with this simple savings account.

  • Interest bearing account designed to help you save for Christmas expenses.
  • Receive your check just in time for holiday shopping.

Long-term Savings and Retirement

For more information regarding our personal and long-term savings products, please call or visit any of our branches and speak to a Customer Service Representative.

Certificates of Deposit

Multiple options for your long-term savings goals.

  • Automatically renewable time account with a one-time deposit.
  • Open with as little as $1,000.00.
  • Fixed interest rate until maturity.
  • Choice of interest payment options.
  • Choice of term that best fits your needs.

Individual Retirement Accounts (IRAs)

Start saving now for retirement.

  • A tax-advantaged investment account for individuals to save for retirement.
  • A variety of IRA products, including Traditional and Roth, with IRS guidelines.
  • Open with as little as $1,000.00.
  • Choice of term that best fits your need.
  • Fixed interest rate until maturity.

Get Started

If you're new to FSB and don't know where to begin we can help. The switch kit we offer can help you move your accounts to FSB. Our Customer Service Representatives are ready to help you with any questions or concerns.

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