Our History

Farmers State Bank is a locally owned and operated, full-service bank that has enjoyed continued asset growth from our beginning in 1902 to $137.8 million at the end of 2016. Our deep roots in the area allow us to know our customers, and serve the needs of the community.



We are the oldest and largest financial institution serving Mountain City, TN and its surrounding areas. We strive to exceed customer expectations by providing innovative products and services while also delivering great customer service.

We offer three convenient locations to serve you and 24-hour access at our ATMs. Our main office is located on Main Street in Mountain City, TN; our 421 Branch is located on South Shady Street on Highway 421 in Mountain City, TN; and our Butler Branch is located on Main Street in Butler, TN.


Get Started

If you're new to FSB and don't know where to begin we can help. The switch kit we offer can help you move your accounts to FSB. Our Customer Service Representatives are ready to help you with any questions or concerns.

Switch to FSB Contact Us