|
|
|
Report of Condition This is a comparative Report of Condition at
the close of business on the last day of the two previous years.
|
|
|
|
|
|
|
Thousands of
dollars |
| RESOURCES |
12/31/07 |
12/31/06 |
Cash and Due From Banks |
|
$3,635 |
|
$2,900 |
| Held-to-Maturity Securities |
|
8,114 |
|
7,236 |
| Available-for-Sale Securities |
|
30,389 |
|
33,513 |
| Federal Funds Sold |
|
940 |
|
1,709 |
| Loans |
|
72,769 |
|
72,457 |
| Allowance for Loan Losses |
|
(760) |
|
(822) |
| Premises and Equipment |
|
1,740 |
|
1,403 |
| Other Real Estate Owned |
|
181 |
|
10 |
| Other Assets |
|
4,872 |
|
1,957 |
Total |
|
$121,880 |
|
$120,363 |
LIABILITIES AND SHAREHOLDERS EQUITY |
|
|
Noninterest-bearing Deposits |
|
$25,456 |
|
$16,965 |
| Interest-bearing Deposits |
|
70,626 |
|
78,991 |
| Short Term Borrowings |
|
0 |
|
0 |
| Other Borrowed Money |
|
5,000 |
|
5,000 |
| Other Liabilities |
|
378 |
|
425 |
| Total Liabilities |
|
101,460 |
|
101,381 |
Shareholder's Equity
Common stock |
|
237 |
|
237 |
| Surplus |
|
500 |
|
500 |
| Retained Earnings |
|
19,315 |
|
18,608 |
| Accumulated other
Comprehensive Income |
|
368 |
|
(363) |
| Total Equity Capital |
|
20,420 |
|
18,982 |
Total |
|
$121,880 |
|
$120,363 |
|
|
|
|
|
|
|
